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Secured Loans

Secured loans are loans secured on property, in much the same way as a mortgage. Secured loans require no upfront survey, legal or other fees. To qualify for a loan you must be over 18, resident in the UK and a homeowner

Purpose of Secured Loans

Loans are available for any purpose: debt consolidation, the purchase of a new car, home improvement, and holidays, anything you choose.

Rates

Low rates from 7.7% APR. The overall cost for comparison is 11.55% APR typical-variable. Over 66% of our customers receive a lower APR than the typical rate shown. Our highest rate is 27% APR variable. We have special schemes available for those requiring a self certification facility that can go up to 85% of property value.

Credit History

There are many schemes available for those that have had credit problems in the past and those that have already been declined for a loan elsewhere.

We also have schemes available for those with a good financial track record; we can offer highly competitive rates to these types of borrowers that are often more competitive than you would imagine.

Secured loans are not regulated by the FSA

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

MISSING PAYMENTS WILL HAVE SEVERE CONSEQUENCES AND MAY MAKE OBTAINING CREDIT MORE DIFFICULT IN THE FUTURE.
Low rates from 7.7% APR. The overall cost for comparison is 11.55% APR typical-variable. Over 66% of our customers receive a lower APR than the typical rate shown. Our highest rate is 27% APR variable

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